Menu
Online Banking
Apply Now

Holiday Skip-A-Pay

Dexter Ochoa on October 22, 2025

Offers

Upward Visa® Credit Card offers fixed rates as low as 9.99% APR* to take your financial game to the next level!
Apply Now

Take a break from your November, December, or January loan payments.

Whether it’s travel, gatherings, or gifts — put your skipped payment toward what matters most this season. Enjoy a little extra breathing room and make the most of the holidays without extra stress.
Imagine celebrating the season without that loan payment looming. More moments, more memories, less worry.

Let’s Start!

  • Fixed Rates
  • No Annual Fees
  • No Cash Advance Fees
  • As Low as 9.99% APR*
Apply Now
Learn More

$40.00 fee per loan. Limit of one skipped loan payment every 12 months per member. Interest will continue to accrue. Loans must be current with no prior extension or have not been delinquent more than twice over 30 days. Loans must be at least six (6) months old. All requests MUST be in writing and skips will ONLY be placed on loan suffixes indicated. If your loan payments are normally paid by payroll deduction, the funds will still be deducted but instead of being applied to the loan it will remain in the transfer account. This promotion cannot be used for Real Estate Secured Loans or Visa® Cards. Federally insured by NCUA.

Explore the Benefits of Upward Credit Union

upwardcustg on February 12, 2025

Offers

Financial Wellness & a $25 Bonus
Apply Now
Alt text: "Celebrating 70 years, promotional ad with 'Open an Account and Earn $25'. Smiling child on a man's shoulders holding a kite in a sunny park."

Unlock Your $25* Bonus in 4 Steps

To qualify, simply complete these four steps for three consecutive months, starting the month following your account opening. Once completed, your $25 bonus will be deposited directly to your account!

  • Become a Member – Open and fund a new Regular Savings to establish membership.
  • Start Using Kasasa Rewards – Open a Kasasa Rewards Checking account and earn rewards.
  • Get a Free Financial Checkup – Complete a free consultation with one of our financial professionals.
  • Set up Direct Deposit – Receive a monthly Direct Deposit of at least $500 into your account.
Apply Now

Uniquely Upward

Start today and take your first steps toward financial freedom!

Kasasa Rewards Checking

Check out the amazing benefits to Kasasa Rewards!

Get Rewarded

Debt Consolidation

Take control of your finances with one easy payment!

Consolidate Now

Free Financial Checkup

Book your free consultation with one of our financial professionals.

Schedule Now

Financial News

Read up on the tips and tricks of taking control of your finances.

See the Latest

Membership Has Its Perks

From personalized service to resources and financial stability, discover how membership with Upward Credit Union can take your finances to new heights!

Lower Fees, Better Rates

Upward Credit Union offers fewer fees, lower interest rates on loans, and higher interest rates on deposit accounts compared to major banks.

Local Decision-Making

Our loan approvals and other financial decisions are made locally, leading to faster processing and flexible responses to your unique situation.

Nationwide Branch & ATM Access

We participate in a shared network of branches and ATMs, giving you access to thousands of branches and fee-free ATMs nationwide.

Secure & Stable

Funds on deposits are insured by the National Credit Union Administration (NCUA), ensuring the safety and security of your money.

Lower Fees, Better Rates

Upward Credit Union offers fewer fees, lower interest rates on loans, and higher interest rates on deposit accounts compared to major banks.

Member Centered

As a member-owned institution, Upward CU prioritizes the financial well-being of members to provide favorable terms and community-focused initiatives.

Local Decision-Making

Our loan approvals and other financial decisions are made locally, leading to faster processing and flexible responses to your unique situation.

Profit Sharing

Instead of going to a few shareholders, Upward CU’s profits are returned to all members as higher dividends, better rates, and improved services.

Community Involvement

Upward Credit Union is deeply rooted in the communities we serve and offer support to local businesses, charities, and events.

Education & Support

Find educational resources, personalized financial advice, and workshops to help make informed financial decisions.

Nationwide Branch & ATM Access

We participate in a shared network of branches and ATMs, giving you access to thousands of branches and fee-free ATMs nationwide.

Secure & Stable

Funds on deposits are insured by the National Credit Union Administration (NCUA), ensuring the safety and security of your money.

How It Works

Make 2025 Your Year

Make 2025 the year you take control of your finances. Start with our Financial Check-Up and claim your $25 deposit today!

Start My Financial Check-Up

Kasasa Rewards Checking

Check out the amazing benefits to Kasasa Rewards!

Get Rewarded

Get Started Today and take your first steps toward financial freedom!

Questions?

Give us a shout with any questions and concerns, and let’s start moving Upward together!

Contact Upward Now
*No purchase necessary. This offer is only valid for new Upward Credit Union members. Must be eligible for Upward Credit Union membership. This offer is limited to one per individual social security number per account. To be eligible, you must open a new Membership Savings (Regular Share Savings) and a Kasasa Rewards checking; all other checking accounts are not eligible for the bonus. To qualify for the bonus, all four steps listed must be completed satisfactorily for three consecutive months, starting the month following account opening. In order to qualify for your Bonus, your account must be active and in good standing during the bonus period and at the time of payout. Bonus offers may expire anytime and cannot be combined with any other offers. The Bonus will typically be credited to your Membership Savings (Regular Share Savings) account the month following the end of the qualification period. Please note, we may report the value of the Bonus to the IRS, and any applicable taxes are the responsibility of the member. See Credit Union for details. All deposit accounts are federally insured by NCUA.

Next Step Loan

Dexter Ochoa on January 30, 2025

Offers

Upward Visa® Credit Card offers fixed rates as low as 9.99% APR* to take your financial game to the next level!
Apply Now
Smiling couple using a laptop at home, surrounded by text: "One Payment. More Control." Emphasizes consolidating bills into one payment. Purple background.

Get the Funds You Need to Advance Your Career

Take the next step in your career with a loan designed to help healthcare professionals overcome financial barriers. Whether it's for continuing education, certifications, medical tools, or any other work essentials, you have the funds you need to grow professionally and excel in your career.

  • Flexible Funds: Borrow exactly what you need to fund your career.
  • Low Rates: Affordable terms that respect your budget and needs.
  • Fast Approvals: Simple application process to get quick access to funding.
  • Convenient Payments: Options designed to fit your schedule, income, & budget.
  • Dedicated Support: We understand the challenges and needs healthcare workers face in and outside of work.

Access the resources you need and keep your career moving Upward!

Apply Now
Learn More

Two more great options to consider!

Credit Card Balance Transfer

Already have an Upward Credit Card?

Take advantage of its benefits by transferring balances from other high-rate cards and loans to your Upward Visa Credit Card.

Why choose balance transfers with Upward?

  • Low Fixed Rate
  • No Transfer Fee
  • No Credit Inquiry

Here’s how to get started:

Log into Online Banking, transfer available funds from your Credit Card into your Checking account, and start paying your bills today!

Transfer Funds

Home Equity Line of Credit

Own your home? Unlock its potential!

Whether you’re planning home repairs, a kitchen or bath remodel, or need funds for other expenses, a Home Equity Line of Credit (HELOC) could be the solution you’ve been searching for.

Why choose a HELOC?

  • Low Rates
  • 10-year draw period
  • Easy Application Process

Click below to get started!

A Loan Officer will reach out to discuss details and help you begin the process.

Request Information

*APR = Annual Percentage Rate. All loans subject to credit approval. Rate may vary based on credit history and term. Offer valid starting [02/03/2025]. Not valid with any other offer. Rates, terms, and APR are subject to change without notice. Offer may expire at any time without notice. Federally insured by NCUA.

Level Upward

upwardcustg on November 22, 2024

Offers

Upward Visa® Credit Card offers fixed rates as low as 9.99% APR* to take your financial game to the next level!
Apply Now

Low rate, big cheer.

Give your holiday budget a Fresh Start. Use a lower rate to wrap up gifts, travel, and year-end bills—without wrapping yourself in debt.

Make the season easier:

  • Fixed Rates that help you plan every purchase
  • No Annual Fees so more goes to your holidays
  • No Cash Advance Fees when you need funds fast
  • Rates as low as 9.90% APR*

From stocking stuffers to snow-day surprises, Upward’s Visa Credit Card lets you celebrate more and stress less.

Apply Now
Learn More

*APR = Annual Percentage Rate. Rate shown is “as low as” and is based on creditworthiness and other factors. Terms and conditions apply.

You are now leaving Upward Credit Union

Upward Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Upward Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Online Banking
Apply Now
Facebook Instagram Youtube
Upward Credit Union logo

Reach Out To Us!

Request Information

This field is for validation purposes and should be left unchanged.
Name(Required)
Contact Method:(Required)
Interested In:(Required)