Find your zen with a lower auto loan rate and 90 days payment-free courtesy of Upward! When you bring your auto loan from another lender to Upward, we can save up to 2.00% APR* on your loan and you’ll get 90 days payment-free!†
Up to 2.00% APR* off your current auto rate and 90 Days No Payment Due†
when you refinance another lender’s auto loan at Upward Credit Union.
Auto Refinance Features
Auto Refinance benefits
Convenience
Easily apply, easily sign, all online!
Savings
A lower rate can bring a lower payment, a sooner payoff, and less interest paid altogether.
Financial Security
Borrow against your vehicle’s value to meet other financial demands.
*APR=Annual Percentage Rate. Approved rate will be up to 2.00% APR less than member’s current external auto loan rate. New rate cannot be lower than Upward Credit Union’s 5.99% APR minimum floor rate. Members must meet loan qualifying criteria. All auto loans are subject to credit approval. Loans financed through dealer or manufacturer at 0.00% are ineligible. Existing Upward loans are exempt from this offer. Upward Credit Union reserves the right to extend, alter, or cancel this promotion at any time. Proof of current, external rate required. See credit union for more details. Federally insured by NCUA.
†No payment for 90 days, whereby the first payment is extended out up to 90 days from the date the loan funds are disbursed. Finance charges will continue to accrue until the first payment is made. Individual rates and terms may vary based on credit history and credit score. Credit terms and conditions, and other restrictions may apply. See credit union for details. Membership eligibility required. Federally insured by NCUA.