Offering a wide variety of savings options has always been an important credit union function. At Upward Credit Union you can choose the type of account that is tailored to your individual needs. Interest is paid every month for all of our savings accounts using the average daily balance method.

Payroll Deduction & Direct Deposit Features

You can make deposits automatically into any of your Upward CU accounts two different ways. You can arrange this through your direct deposit with your employer, or you set up a payroll deduction allocation with the Credit Union to happen after your direct deposit comes in.

Routing Numbers

The ABA routing number is a 9–digit number assigned to all financial institutions to identify the financial institution. They can also be referred to as check routing numbers, ABA numbers, or routing transit numbers.

The routing number at Upward CU is 321171744.

Regular Savings Account

This is the basic account that establishes membership with Upward Credit Union. A $25 minimum balance along with a $1 lifetime membership fee is all you need to participate in Upward CU's products and services.

Individual Retirement Savings Account

A savings account especially for retirement that offers a higher rate of return. There is no length of maturity requirement for these accounts.

Christmas Club Account

An easy way to save for the holiday season. Payroll deductions make it simple to save money for these special times. And, this account has no minimum balance requirement. Enrollment periods are from November 1 through June 15, and funds are deposited into your regular share account during the first week in November.

Term Certificates

Upward Credit Union offers a variety of certificates with high-yielding interest rates. The dividends are paid each month and can be added to your certificate balance or deposited to one of your other accounts. Certificate terms range from six months to three years.

Vacation/Special Club Account

A separate account for that something special. Make these deposits conveniently by setting up direct deposit or automatic transfer.

Teen U

A savings and checking account packaged for young adults, ages 13 through 17. A free check design and a Visa Check Card are options available with the Teen U Account.

Money Market Account

A higher yielding account with a $2,500 minimum balance requirement. Additional deposits must be for at least $100, while minimum withdrawals are $250.

Small Change & Dollar Dane Club

Accounts especially designed for kids up to 12 years old. Minimum balance is only $25! The Club has its very own deposit and withdrawal slips and a special surprise comes with every transaction.

For additional information concerning Upward CU’s savings accounts or savings rates, please call or visit one of our convenient offices.

Your funds are federally insured to $250,000 — learn more by clicking here!opens in a new window