New Vehicles

Finance up to 100% of the purchase price, including taxes, license and Upward CU payment protection. A variety of terms will help find a payment plan that is comfortable for you. Competitive rates with a maximum term of 7-years are available for loans over $35,000.

Used Vehicles

Private party and dealership purchases qualify, with the ability to finance up to 100% of the quoted High Blue Book value, plus tax, license, and Upward CU payment protection. Again, flexible terms result in comfortable monthly payments. Look to lower your existing interest rates or monthly payments by refinancing your existing bank or dealer financed or leased vehicles.

Title Loans

Title loans are for members who own a vehicle outright but feel they do not qualify for a traditional vehicle loan. With a Title Loan you can borrow up to 50% of your car's value using its title as collateral.

Personal Loans

Borrow up to $15,000 — no collateral is required. Pay for a vacation, college expenses, or consolidate those high-rate credit cards into a low-rate, stable monthly payment.

Lines of Credit

A revolving credit line up to $15,000 with a low, fixed interest rate — again, with no collateral required. Continue to borrow against your available credit, as you need, to cover any expenses that come your way.

P.A.C.E. (Payday Alternative Clear & Easy)

Easy to obtain Upward CU Fast P.A.C.E. Loan requirements:
* Membership in good standing opened a minimum of three months.
* No current or previous workout loans or loan extensions granted.
* Current employer minimum six months.
* Must provide proof of hire date, and proof of income.

Shared Secured

Borrow up to 100% of the balance in your Upward CU savings account. Low interest rates and a payment term up to 60 months makes this loan program one of the easiest on the monthly budget. The balance in your savings account continues to earn the quoted dividend rate while it is used as security for the loan.

Certificate Secured Loans

Borrow up to 100% of the balance in a Upward CU certificate, which continues to grow and earn the quoted dividend rate. Low interest rates and a payment terms up to 60 months result in a manageable monthly expense.

Credit Builder

Take control of your credit by opening a Credit Builder loan. With the Credit Builder loan you will establish or rebuild your credit by making timely payments which will lead to a better credit score all while building your savings.