Retirement is a significant life event that requires careful planning and consideration. As you approach retirement, it’s important to evaluate your financial situation and make any necessary adjustments to ensure you can enjoy your retirement comfortably. Here are some steps you can take to plan for retirement from a credit union/money perspective: Assess Read More »
Brand recognition. We all fall victim to this marketing ploy. Companies spend a lot of money to serve you commercials and ads to get you to buy the best of the best. However, sometimes the best of the best comes at a greater cost, and sometimes expensive things…are worse. We know, it can come as Read More »
March is here, which means the sun (in between atmospheric rivers) will start to shine longer each day. Spring is just around the corner and we are celebrating Women’s History Month. While we turned the page on another month, I want to thank all the members who joined us in February for our 66th Annual Meeting. While Read More »
Divorce is stressful, and it is expensive. They can tend to cost as low as $15,000 and as high as $20k for most couples. To put it into perspective, that could be the cost of a new car, a college tuition loan, and medical bills. These expenses most commonly are due to attorney fees, court Read More »
Home Equity Loan versus a Home Equity Line of Credit (HELOC) — two financial solutions that sound very similar yet have very different pros, cons, and considerations. So, how do you know which one is right for you? Allow us to give you the breakdown! How are they similar? Home Equity Loans and HELOCs Read More »
Tax returns are an essential part of every individual’s financial life. It is the process of submitting information about your income, deductions, and credits to the government to calculate the amount of taxes owed or refund due. Here is a step-by-step guide to help you understand the tax return process: Gather all necessary Read More »
There are a few occupations that instantly make us think of skeezy men in cheap suits looking to prey on your good nature. You’ve got lawyers, you’ve got loan sharks, and then you’ve got the car salesman. Even with all the balloons, colorful flags, and waving tube men, stepping foot on a car lot can Read More »
Isn’t it strange how there are some terms we are just supposed to know? We hear financial jargon thrown around and we nod our heads in agreement but aren’t sure what the heck is going on. Don’t you wish you had a financial glossary to help untangle those tricky terms? You’re in luck! We’ve got one right Read More »
Happy February! It feels like we were just sending out our January newsletter, and with the blink of an eye, we are in February. January was a rough month for our beloved state of California, from 2023 starting out with devastating storms, to the tragic mass shootings that plagued Monterey Park, Oakland, and Half Moon Bay, Read More »
The words “credit score” often come with a headache, especially when you’re trying to figure out how to improve yours. That’s why we’re laying out three of best ways to rebuild or improve your credit score and set yourself up for success. Pay on time, all the time. This is often easier said than done, Read More »
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