At Upward Credit Union, we are committed to protecting the health and safety of our members and staff. We are monitoring the developments of the Coronavirus (COVID-19) and are prepared to take necessary action.
What We’re Doing
Our main branch remains open and ready to assist you during normal business hours. Our Sequoia Hospital and Mills Health Center offices are closed until further notice. We’ve ensured that the branch is cleaned daily, hand sanitizer is available, and staff is following health guidelines.
Online and mobile banking are available 24/7 to help you transfer funds, monitor account activity, deposit checks, find ATMs, and more. We encourage all members to enroll in online banking and make use of the digital services available to them. Click here to enroll online.opens in a new window
We will post any operational updates here and put notices in branches and throughout the website.
Emergency Member Assistance Plan
Upward CU recognizes that members may face financial difficulties or loss of income due to the Coronavirus pandemic. We are committed to being responsive to the needs of our members as the situation evolves. In the true credit union spirit of people helping people, we will offer the following relief options to all members in need:
- 90-day extension on existing loans. Interest payment not required, but recommended to avoid negative amortization, especially Home Equity Loans. (Due to the unique structure of First Mortgage Loans, these loans are excluded from the extension offer)
- First Mortgage Loans, in accordance with the state mandate, will be granted up to 90-day forbearances.
- Deferred payments on new loans-up to 60 days.
- Waiving Certificate of Deposits early withdrawal fees.
- Emergency Hardship Loan Click here to apply online.
- Loan amount is up to 2 times monthly gross, with a maximum of $7500
- Rate 6.50% regardless of credit tier
- Maximum term – 36 months
Whether your individual situation calls for delaying a payment, increasing your credit line, waiving a fee, or getting a loan, our team is here for you.
What You Can Do
The CDC and World Health Organization have issued the following advice to help prevent illness:
- Wash your hands often with soap and water for at least 20 seconds. If soap and water aren’t available, use an alcohol-based hand sanitizer
- Avoid touching your eyes, nose, and mouth with unwashed hands
- Avoid close contact with people who are sick
- Clean and disinfect frequently touched objects and surfaces
- Cover your mouth and nose with a tissue when you cough or sneeze, or cough or sneeze into your sleeve
- Stay home when you are sick
If symptoms persist for three days, you should consult a medical professional
We encourage you to download the Upward CU app as an alternative to visiting your branch. It only takes a few minutes to enroll online, and you’ll have 24/7 access to your accounts.
Keep Up to Date
Check back here for the latest updates from Upward CU.
You can find additional information about COVID-19 at the Center for Disease Control and Prevention’s website: cdc.gov/coronavirus/2019-ncov/opens in a new window