Man on IPad

Credit Scoring and Credit Reports

If you have ever applied for a car loan, mortgage, or even looked into an insurance policy – you’ve probably heard about your credit score (sometimes called your FICO score). But what exactly is it, and how does your history and decisions affect it? Your credit score is a three-digit number (with approximately 900 being Read More »

Credit Cards on desk

Helpful tip: Unsigned credit cards

Newspaper and magazine articles, including those written by consumer advocates, sometimes give cardholders the impression that not signing their cards protects them from fraud. As a result, cardholders are presenting unsigned cards or cards with the notation “See ID” written on the signature panel. Unsigned cards or those with “See ID” written on the signature Read More »