Financial Resources
At Upward Credit Union, we are dedicated to helping you achieve your unique money goals and build a brighter financial future. We offer personalized internal guidance and have partnered with two trusted, industry-leading wellness programs to give you complimentary access to the exact tools you need.
Upward Financial Checkup
A Financial Checkup is a complimentary, one-on-one conversation with an Upward Credit Union Financial Counselor designed to help you feel more confident about your finances.
During this relaxed, personalized appointment, you’ll meet with a member of our team to talk through your current financial needs, goals, and any challenges you may be facing. Whether you’ve experienced a recent life change—or have one on the horizon—we’ll take time to listen, answer questions, and offer practical guidance focused on everyday banking solutions. From deposit accounts to consumer loans, we’ll help identify opportunities to simplify, save, or better align your accounts with where you are today.
Please note: This is a supportive check-in to make sure your daily banking is working for you; it does not include investment or wealth management advice.
Best for: Personalized branch support, reviewing your active Upward CU accounts, and navigating local life changes.
BALANCE Financial Wellness
BALANCE is a comprehensive wellness program that connects you with certified experts to help you confidently take control of your finances.
One-on-One Coaching: Connect directly with certified counselors for personalized financial guidance.
Self-Paced Learning: Access online workshops and educational programs on your own schedule.
Confident Planning: Utilize interactive budgeting tools and calculators to map out your monthly cash flow.
Debt & Credit Strategies: Build personalized roadmaps for accelerated debt repayment and credit improvement.
Best for: One-on-one professional coaching, complex financial planning, and structured debt resolution.
LifeCents - Financial Wellness Program
LifeCents is a fun, easy-to-use digital simulator and app that helps you discover your financial strengths and safely build smart money habits.
Financial Health Assessment: Complete a quick, private overview to understand your unique relationship with money.
Personalized Checklist: Receive step-by-step practical actions tailored entirely to your secure lifestyle score.
Gamified Milestones: Earn points, unlock achievements, and win rewards as you complete bite-sized challenges.
Habit Building: Track your daily spending, saving, and budgeting confidence through an automated AI coach
Best for: Interactive mobile tracking, building daily habits, and quick digital check-ups.
Financial Educational Videos
Security is a hot topic in the news, and it’s critically important. At Upward Credit Union, we place the highest value on respecting and protecting the security of your data and transactions. For your continued education, we have embedded six short videos that address key security topics, including phishing, identity theft, internet fraud, social media, and portable devices.