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Save Up to 2.00% APR*

upwardcustg on February 11, 2026

Offers

Up to 2.00% APR* off your current auto rate and 90 Days No Payment Due† when you refinance another lender’s auto loan at Upward Credit Union.
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Auto Refinance Features

Reduce your rate up to 2.00% APR*
90 Days No Payments

Auto Refinance Benefits

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Conveinence

Easily apply, easily sign, all online!

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Savings

A lower rate can bring a lower payment, a sooner payoff, and less interest paid altogether.

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Financial Security

Borrow against your vehicle’s value to meet other financial demands.

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*APR=Annual Percentage Rate. Approved rate will be up to 2.00% APR less than member’s current external auto loan rate. New rate cannot be lower than Upward Credit Union’s 5.99% APR minimum floor rate. Members must meet loan qualifying criteria. All auto loans are subject to credit approval. Loans financed through dealer or manufacturer at 0.00% are ineligible. Existing Upward loans are exempt from this offer. Upward Credit Union reserves the right to extend, alter, or cancel this promotion at any time. Proof of current, external rate required. See credit union for more details. Federally insured by NCUA.

†No payment for 90 days, whereby the first payment is extended out up to 90 days from the date the loan funds are disbursed. Finance charges will continue to accrue until the first payment is made. Individual rates and terms may vary based on credit history and credit score. Credit terms and conditions, and other restrictions may apply. See credit union for details. Membership eligibility required. Federally insured by NCUA.

Benefits of Membership

upwardcustg on February 12, 2025

Offers

Financial Wellness & a $25 Bonus
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Unlock Your $25* Bonus in 4 Steps

To qualify, simply complete these four steps for three consecutive months, starting the month following your account opening. Once completed, your $25 bonus will be deposited directly to your account!

  • Open and fund a new Regular Savings to establish membership.
  • Open a Kasasa Rewards Checking account.
  • Earn Kasasa Rewards for three consecutive months, starting the month following account opening.
  • Set up and receive a monthly Direct Deposit of at least $500 into your account.
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Membership Has Its Perks

Discover the benefits of membership with Upward Credit Union!

Nationwide Access

We participate in a shared network of branches and ATMs, giving you access to thousands of branches and fee-free ATMs nationwide.

Lower Fees, Better Rates

Upward Credit Union offers fewer fees, lower interest rates on loans, and higher interest rates on deposit accounts compared to major banks.

Local Decision-Making

Our loan approvals and other financial decisions are made locally, leading to faster processing and flexible responses to your unique situation.

Secure & Stable

Funds on deposits are insured by the National Credit Union Administration (NCUA), ensuring the safety and security of your money.

The Right Direction For Your Finances

Get started today!

Kasasa Rewards Checking

Check out the amazing benefits to Kasasa Rewards!

Get Rewarded

Debt Consolidation

Take control of your finances with one easy payment!

Consolidate Now

Free Financial Checkup

Book your free consultation with one of our financial professionals.

Schedule Now

Financial News

Read up on the tips and tricks of taking control of your finances.

See the Latest

Lower Fees, Better Rates

Upward Credit Union offers fewer fees, lower interest rates on loans, and higher interest rates on deposit accounts compared to major banks.

Member Centered

As a member-owned institution, Upward CU prioritizes the financial well-being of members to provide favorable terms and community-focused initiatives.

Local Decision-Making

Our loan approvals and other financial decisions are made locally, leading to faster processing and flexible responses to your unique situation.

Profit Sharing

Instead of going to a few shareholders, Upward CU’s profits are returned to all members as higher dividends, better rates, and improved services.

Community Involvement

Upward Credit Union is deeply rooted in the communities we serve and offer support to local businesses, charities, and events.

Education & Support

Find educational resources, personalized financial advice, and workshops to help make informed financial decisions.

Nationwide Branch & ATM Access

We participate in a shared network of branches and ATMs, giving you access to thousands of branches and fee-free ATMs nationwide.

Secure & Stable

Funds on deposits are insured by the National Credit Union Administration (NCUA), ensuring the safety and security of your money.

How It Works

Make 2025 Your Year

Make 2025 the year you take control of your finances. Start with our Financial Check-Up and claim your $25 deposit today!

Start My Financial Check-Up

Kasasa Rewards Checking

Check out the amazing benefits to Kasasa Rewards!

Get Rewarded

Get Started Today and take your first steps toward financial freedom!

Questions?

Give us a shout with any questions and concerns, and let’s start moving Upward together!

Contact Upward Now

*No purchase necessary. This offer is only valid for new Upward Credit Union members. Must be eligible for Upward Credit Union membership. This offer is limited to one per individual social security number per account. To be eligible, you must open a new Membership Savings (Regular Share Savings) and a Kasasa Rewards checking; all other checking accounts are not eligible for the bonus. To qualify for the bonus, all four steps listed must be completed satisfactorily for three consecutive months, starting the month following account opening. In order to qualify for your Bonus, your account must be active and in good standing during the bonus period and at the time of payout. Bonus offers may expire anytime and cannot be combined with any other offers. The Bonus will typically be credited to your Membership Savings (Regular Share Savings) account the month following the end of the qualification period. Please note, we may report the value of the Bonus to the IRS, and any applicable taxes are the responsibility of the member. See Credit Union for details. All deposit accounts are federally insured by NCUA.

8.50% APY* Personal Loan

Dexter Ochoa on January 30, 2025

Offers

Upward Visa® Credit Card offers fixed rates as low as 9.99% APR* to take your financial game to the next level!
Apply Now
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Take Control. Move Forward with Confidence.

Life happens—and when it does, the right loan can make all the difference. Whether you’re consolidating high-rate credit cards, managing expenses, or planning ahead, Upward Credit Union’s 8.50% fixed-rate Personal Loan helps you take control and move forward with confidence.

  • Flexible Funds: Borrow exactly what you need.
  • Low Rates: Affordable terms that respect your budget and needs.
  • Fast Approvals: Simple application process to get quick access to funding.
  • Convenient Payments: Options designed to fit your schedule, income, & budget.
  • Dedicated Support: We understand the challenges and needs of our community.

Access the resources you need today!

Apply Now
Learn More

Two more great options to consider!

Credit Card Balance Transfer

Already have an Upward Credit Card?

Take advantage of its benefits by transferring balances from other high-rate cards and loans to your Upward Visa Credit Card.

Why choose balance transfers with Upward?

  • Low Fixed Rate
  • No Transfer Fee
  • No Credit Inquiry

Here’s how to get started:

Log into Online Banking, transfer available funds from your Credit Card into your Checking account, and start paying your bills today!

Transfer Funds

Home Equity Line of Credit

Own your home? Unlock its potential!

Whether you’re planning home repairs, a kitchen or bath remodel, or need funds for other expenses, a Home Equity Line of Credit (HELOC) could be the solution you’ve been searching for.

Why choose a HELOC?

  • Low Rates
  • 10-year draw period
  • Easy Application Process

Click below to get started!

A Loan Officer will reach out to discuss details and help you begin the process.

Request Information

*APR = Annual Percentage Rate. All loans subject to credit approval. Rate may vary based on credit history and term. Offer valid starting [02/03/2025]. Not valid with any other offer. Rates, terms, and APR are subject to change without notice. Offer may expire at any time without notice. Federally insured by NCUA.

Level Up with a Low Fixed Rate Credit Card!

upwardcustg on November 22, 2024

Offers

Upward Visa® Credit Card offers fixed rates as low as 9.99% APR* to take your financial game to the next level!
Apply Now
Level Upward! Power-up your wallet with an Upward Visa Credit Card! Learn More

Upgrade to a Fixed Rate.

Take control of high-interest balances and move forward with confidence. With fixed rates as low as 9.90% APR*, you can simplify your payments and make real progress this year.

  • Fixed Rates as low as 9.90% APR*
  • No Cash Advance Fees
  • No Annual Fees

Take control of your finances with a fixed rate credit card from Upward today!

Apply Now
Learn More

*APR = Annual Percentage Rate. Rate shown is “as low as” and is based on creditworthiness and other factors. Terms and conditions apply.

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