Account & Routing Number
- Your account and routing number are available to you 24/7 via Online & Mobile banking.
- Routing Number: 321171744
- Account Number:
- Login to Online or Mobile banking.
- Click on the account you want.
- Click on Account Details.
- Your account number is listed as the ACH number.
- Fyi.. your Savings and Checking accounts all have different numbers.
Account Alerts & Notifications
- At Upward Credit Union, we understand how important it is to manage your finances and stay informed about your account activity, which is why we offer Account Alerts and Notifications to keep you proactive and in control. Here’s how these alerts can help you:
- Manage Finances: Never miss an important update or potential issue, such as a low balance or an unauthorized transaction.
- Enhance Security: Be immediately notified of any suspicious activity, so you can take action right away to protect your account.
- Save Time: Get reminders for bills, loan payments, and other important dates, so you never have to worry about missing deadlines.
What Are Account Alerts and Notifications?
Account Alerts are automatic notifications sent to you via email, text message, or push notifications through our mobile banking app. They provide quick updates on various activities related to your account, so you can quickly respond to any important changes.
Types of Alerts Available:
Balance Alerts: Receive notifications when your account balance falls below a certain threshold, helping you avoid overdraft fees or giving you a heads-up to manage your funds.
Transaction Alerts: Stay informed of any activity in your account, such as deposits, withdrawals, or transfers, ensuring you’re aware of every transaction.
Bill Payment Alerts: Get reminders for upcoming bill payments or confirmations when your payments are successfully processed.
Security Alerts: Protect your account with alerts for suspicious activities, such as login attempts from unrecognized devices or changes to your account information.
Loan and Credit Alerts: Get updates on your loan or credit accounts, including upcoming payments, due dates, and changes to your account status.
How to Set Up Account Alerts:
Setting up alerts is easy! Simply log in to your mobile banking app or online banking portal, navigate to the alerts section, and choose the alerts that are right for you. You can customize your preferences based on the types of notifications you want and how you’d like to receive them.
Bill Pay
Bill Pay is a convenient and secure way to take control of when and how your bills are paid. With our enhanced Bill Pay service, managing your finances has never been easier—or faster. Plus, you’ll save money by skipping the need for checks. Here’s what you’ll enjoy:
- User-Friendly Design: An intuitive platform that makes paying bills simple.
- Flexible Scheduling: Set up one-time or recurring payments to fit your needs.
- Versatile Payment Options: Pay bills or send a check to an individual—whether it’s to settle up or send a thoughtful gift (Happy Birthday!).
Digital Wallets
- A digital wallet securely stores your payment cards on your mobile device, allowing you to make purchases quickly without needing your physical cards. Add your Upward Credit Union Debit or Credit Card to Apple Pay, Google Pay, or Samsung Pay, and enjoy secure, convenient payments right from your device. With a digital wallet, you’ll have instant access to your cards, ensuring safer, faster transactions wherever you go.
Direct Deposit
- Direct deposit is a convenient and secure way to have your paycheck, government benefits, or other payments automatically deposited into your Upward Credit Union account. Instead of waiting for a paper check, your funds are deposited electronically, often on the same day, ensuring quick access to your money. This service eliminates the need for trips to the bank and reduces the risk of lost or stolen checks. To get started give your Account and Routing number to your payroll provider and they will make the change.
Mobile Deposit
- Mobile deposit is a convenient way to deposit checks into your account from anywhere, at any time! Simply snap a picture of the front and back of your check using our mobile app, and your deposit is done. It's quick, secure, and hassle-free — no need to visit a branch. To get started, log in to mobile banking and enroll today! Experience banking on your terms!
- Mobile Deposit History - You can review your mobile deposit history by clicking the folder icon in the upper right corner of the check deposit screen.
- Check Destruction - It is recommended to keep the original check for at least 90 days from the date of the deposit. After this period, if the check has been cleared, you may securely dispose of the check. This is to allow for any potential issues or corrections that may arise and the original check is needed
Payroll Deduction
- Payroll deduction allows you to automatically have a portion of your paycheck deducted and deposited into your Upward Credit Union account. This can be used for savings, loan payments, or to contribute to specific accounts like a Holiday Savings. Payroll deduction helps you stay on track with your financial goals by making saving and paying bills seamless and automatic.
External Transfers
- External transfers allow you to move money between your Upward Credit Union account and accounts you hold at other financial institutions. This service is perfect for paying bills, transferring funds to a personal account, or moving money between different banks. It’s secure, convenient, and lets you manage your finances across multiple accounts from one place. Current ways to do this include using Bill Pay or sending a Wire. For recurring transfers to your account at another financial institutions ask about ACH transfer options.
Internal Transfers
- An internal transfer is an easy way to move funds between Upward Credit Union accounts. Whether you’re transferring money from your checking account to savings, making a payment to your loan or trying to pay a friend back for lunch. An internal transfer makes it easy and all you need are the Upward account numbers.
Wire Transfers
- A wire transfer is a secure and efficient way to send money directly from your Upward Credit Union account to another financial institution, either locally or internationally. This service allows for fast transfers of large amounts, making it ideal for urgent payments, such as purchasing a home. Wire transfers are processed quickly, ensuring your money reaches its destination securely. Please note that fees may apply to send and receive wire transfers, and additional details may be required in order to process the transfer.
