Upward Credit Union Archives - Upward Credit Union

Craft a More Creative, Cash-Savvy May

Dexter Ochoa on May 14, 2025

May is full of sunshine, blooming flowers — and yes, opportunity. At Upward Credit Union, we believe that financial wellness doesn’t always start with spreadsheets. Sometimes, it starts with a little creativity, a splash of curiosity, and the joy of making something with your own two hands.

Whether you’re looking to save, explore a new hobby, or spark a tiny side hustle, these DIY ideas can bring delight and dollars.

Weekend Wonders That Make Money

Have a knack for building, fixing, or creating? It might be more than a hobby — it might be a little money-maker in disguise. Try refurbishing old tools, sharpening knives, restoring furniture, or even crafting garden boxes.

These are the kinds of side projects that feel good to do and might just surprise you with a little income on the side.

Give Old Things a Charming New Life

A jacket with a rip. A pair of boots that’s seen better days. Before you say goodbye, see what a little love can do. Add patches, clean it up, shine it up — and suddenly, it’s something special again.

Even better? Someone else might love it too, and you’ve just turned “worn” into “wow.”

Furniture Rescue: Cozy Meets Clever

That lonely end table at the thrift store? It’s just waiting for a second chance. A little sanding, a coat of paint, maybe some new knobs — and poof, you’ve made something beautiful and valuable.

Whether it stays in your space or heads off to its next home, your creativity pays off.

Grow Joy (and Tomatoes)

Planting herbs or veggies isn’t just good for your plate — it’s good for your peace of mind. You save on groceries, eat fresher, and if your garden overflows with goodness, share it or sell it to friends and neighbors.

Add a few backyard chickens to the mix? Now you’re in full farm-fairy mode.

Fix-Ups That Give Your Bills a Break

Want to save on home expenses while flexing your handy side? Here are some cheerful changes that make a difference:

Brighten things up with energy-saving LED bulbs
Add a smart thermostat that knows your rhythms
Keep the cozy in and the heat out with window seals
Upgrade your water heater for a smarter flow

Little fixes can lead to big savings — and that feels pretty magical.

Let’s Make a Little Magic

At Upward Credit Union, we’re all about helping you bloom where you’re planted. Whether it’s DIY decor or a flourishing garden, we’re here to cheer you on, support your goals, and maybe even help you turn passion into possibility.

Need help budgeting your big ideas? Reach out — we’re just a message away.

Keep Summer Light on Your Wallet and Your Heart

Dexter Ochoa on May 14, 2025

Ah, summer — the season of sandals, sunshine, and spontaneous fun. But while your calendar fills with beach days and backyard BBQs, your budget doesn’t have to feel the heat.

At Upward Credit Union, we believe you deserve a summer that’s full of joy — not financial stress.

Let’s stretch those dollars and keep the good times rolling.

Backyard Bliss on a Budget

You don’t need a plane ticket or a five-star resort to relax. With a few creative touches — think cozy lights, a secondhand hammock, or a spruced-up patio table — your backyard becomes a dreamy retreat.

Check thrift shops, online swaps, or even your own garage. A little love goes a long way in turning “meh” into magical.

Smart Shopping > Spontaneous Spending

We get it — summer sales can be very tempting. But before you click “Buy Now,” take a breath. Make a list, check your budget, and remind yourself: more stuff doesn’t always mean more joy.

Unsubscribing from promo emails? Total act of self-love.

Stylish Without the Splurge

Want a fresh summer wardrobe without the sticker shock? Peek into local consignment stores or end-of-season sales. You’ll find unique pieces that feel like you — and leave you room in the budget for that extra scoop of ice cream.

Because style and smarts? Total power duo.

Plan First, Play Freely

Take a moment before the summer whirlwind begins. Map out what matters most — beach trips, kids’ camps, concerts — and create a simple budget to guide you.

It’s not about restricting joy. It’s about creating space for the right kind of fun, with no surprise bills waiting at the end.

We’re Your Sunshine Squad

From setting up a summer savings plan to helping you make smart money moves, we’re here to help you shine. You bring the flip-flops — we’ll bring the financial tools.

Let’s make this summer warm, wonderful, and totally within budget — together.

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