Finance up to 100% of the purchase price, including taxes, license and Upward CU payment protection. A variety of terms will help find a payment plan that is comfortable for you. Competitive rates with a maximum term of 7-years are available for loans over $35,000.
New Vehicles
Used Vehicles
Private party and dealership purchases qualify, with the ability to finance up to 100% of the quoted High Blue Book value, plus tax, license, and Upward CU payment protection. Again, flexible terms result in comfortable monthly payments. Look to lower your existing interest rates or monthly payments by refinancing your existing bank or dealer financed or leased vehicles.
Title Loans
Title loans are for members who own a vehicle outright but feel they do not qualify for a traditional vehicle loan. With a Title Loan you can borrow up to 50% of your car's value using its title as collateral.
Shared Secured
Borrow up to 100% of the balance in your Upward CU savings account. Low interest rates and a payment term up to 60 months makes this loan program one of the easiest on the monthly budget. The balance in your savings account continues to earn the quoted dividend rate while it is used as security for the loan.
Certificate Secured Loans
Borrow up to 100% of the balance in a Upward CU certificate, which continues to grow and earn the quoted dividend rate. Low interest rates and a payment terms up to 60 months result in a manageable monthly expense.
Credit Builder
Take control of your credit by opening a Credit Builder loan. With the Credit Builder loan you will establish or rebuild your credit by making timely payments which will lead to a better credit score all while building your savings.